simplify
"Dost thou love life?
Then do not squander Time; for that's the Stuff Life is made of."
Benjamin Franklin
"Our life is frittered away by detail.
Simplify, simplify."
Henry David Thoreau
Scholz Financial Advisory
Based in Milwaukee, Wisconsin, Tom Scholz provides financial coaching and financial advisory services.
Thomas Scholz, PhD, CFA, CPA Certified Personal Finance Consultant Associate Professor of Finance scholz.advisory@gmail.com
Financial Coaching and Education
Financial Coaching
As a Certified Personal Finance Consultant, Tom provides financial coaching to help clients gain control of their personal finances.
As a financial educator, Tom gives:
Personal finance seminars for individuals.
Guidance for 401(k), 403(b), and 529 plan asset allocation and fund selection.
Financial Education
Investing
berkshirehathaway.com/letters/letters.html
Equity Indices: DJIA, S&P 500, NASDAQ
Fixed Income Indices
Federal Reserve and U.S. Treasury
U.S. Fed Funds Target Rate Range
U.S. Fed Funds Target Rate Range History (scroll down)
Effective U.S. Federal Funds Rate
Interest on Reserve Balances (IORB)
The New Tools of Monetary Policy
Helpful links from April 2024 FOIA Request of Fed (pdf)
Non-U.S. Central Bank Target Rates
Time Value of Money Calculators
Forthcoming (Summer 2024) journal article:
"Improving the measurement of economic freedom by replacing government size with government effectiveness"
My Favorite Investments Book? Buy it Used on Amazom for $7